Ireland tax calculator

Ireland tax calculator

Find your take-home pay in Ireland. Type your pay and choose your status. The numbers are for the tax year 2026, from 1 January to 31 December. Nothing leaves your device.

The pension comes off your pay before income tax, but not before USC or PRSI.

Take-home pay in a year, Ireland

€33,572.18

A month
€2,797.68
A week
€645.62
Where your pay goes in a year
Pay before tax€40,000.00
Income tax before credits€8,000.00
Tax credits€4,000.00
Income tax€4,000.00
USC€732.82
PRSI€1,695.00
Pension€0.00
Total taken off€6,427.82
Take-home pay€33,572.18
Average tax rate16.07%
Marginal tax rate27.24%

Your pension goes into your pension, so it is not in your take-home pay. The average rate is your income tax, USC and PRSI divided by your pay. The marginal rate is the income tax, USC and PRSI on your next euro. This is an estimate for 2026.

How to use the calculator

  1. Type your pay before tax. Choose if it is for a year, a month, a week or an hour.
  2. Choose if you are single or married with one income.
  3. Add your pension, if you have one.
  4. Read your take-home pay and what is taken off.

Questions

How much is €40,000 a year after tax in Ireland?

For a single person, €40,000 a year gives €33,572.18 after tax in 2026. This is €2,797.68 a month. Income tax after credits is €4,000.00. USC is €732.82. PRSI is €1,695.00.

How does the calculator work?

Type your pay. Choose if you are single or married with one income. Add a pension if you have one. The page shows your income tax, USC and PRSI. Then it shows your take-home pay for a year, a month and a week.

Which year does it use?

It uses the rates for 2026, from 1 January to 31 December. The rates come from the Revenue Commissioners. The PRSI rate goes up on 1 October 2026, and the page uses both rates. The page About the numbers has the sources.

What are USC and PRSI?

USC is the Universal Social Charge. It has four rates, from 0.5% to 8%, and it does not apply to a pay of €13,000 or less. PRSI is social insurance. An employee pays 4.2% until 30 September 2026 and 4.35% after.

Is the result exact?

No. It is an estimate for one PAYE employee with one job, for a full year. Your payslip can be different, because of other tax credits, other income and your tax credit certificate.

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