Arizona paycheck calculator, 2026
Type your pay. The page shows how much you keep after tax in Arizona. The tax is federal income tax, Social Security, Medicare and the Arizona tax. The numbers are for 2026.
Traditional 401(k). The limit is $24,500.00 a year.
Take-home pay in a year, Arizona
$49,190.00
- Each paycheck (every two weeks)
- $1,891.92
- A month
- $4,099.17
| Item | A year | Each paycheck |
|---|---|---|
| Pay before tax | $60,000.00 | $2,307.69 |
| Federal income tax | $5,020.00 | $193.08 |
| Social Security | $3,720.00 | $143.08 |
| Medicare | $870.00 | $33.46 |
| 401(k) | $0.00 | $0.00 |
| State tax (Arizona) | $1,200.00 | $46.15 |
| Total taken off | $10,810.00 | $415.77 |
| Take-home pay | $49,190.00 | $1,891.92 |
| Average tax rate | 18.02% |
|---|---|
| Marginal tax rate | 21.65% |
Arizona state tax uses Form A-4 not given, so the employer withholds the default of 2.0% of your pay. Arizona has no local income tax on wages, so nothing is left out.
Each paycheck is the yearly amount divided by the number of paychecks, in cents. If your pay is over the Social Security limit of $184,500.00, your real paychecks have no Social Security tax late in the year. The average rate is your taxes divided by your pay. The marginal rate is the same taxes on your next dollar. This is an estimate for 2026.
How to use the calculator
- Type your pay before tax. Choose if it is for a year, a month, twice a month, every two weeks, a week or an hour.
- Choose your filing status and how often you are paid.
- Type the share of your pay that goes to a 401(k), if you have one.
- Read your take-home pay and what is taken off.
Arizona tax on your paycheck
Arizona withholds the percentage of your pay that you choose on Form A-4: 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0% or 3.5%. With no form, the employer withholds 2.0%, and the calculator uses that. There is no deduction, allowance or filing status. Arizona's income tax is a flat 2.5% of your taxable income, so the withholding is only an advance on it and can be less or more than the tax you owe.
The calculator uses Form A-4 not given, so the employer withholds the default of 2.0% of your pay.
Local taxes. Arizona has no local income tax on wages, so nothing is left out.
Sources: Arizona Department of Revenue, Employer's Instructions for Arizona Form A-4 (2026), Arizona Department of Revenue, Form A-4, Employee's Arizona Withholding Election (2026).
Questions
Does Arizona tax wages?
Yes. Arizona withholds the percentage of your pay that you choose on Form A-4: 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0% or 3.5%. With no form, the employer withholds 2.0%, and the calculator uses that. There is no deduction, allowance or filing status. Arizona's income tax is a flat 2.5% of your taxable income, so the withholding is only an advance on it and can be less or more than the tax you owe. The calculator uses Form A-4 not given, so the employer withholds the default of 2.0% of your pay.
How much is $60,000 a year after tax in Arizona?
For a single worker, $60,000 a year gives $49,190.00 after tax in 2026. Federal income tax is $5,020.00, Social Security is $3,720.00 and Medicare is $870.00. Arizona income tax is $1,200.00.
Does my 401(k) lower my Arizona income tax?
Yes. On $60,000, a 10% traditional 401(k) lowers the Arizona income tax from $1,200.00 to $1,080.00 a year.
Are local taxes in the Arizona calculator?
No. Arizona has no local income tax on wages, so nothing is left out.
Is the result exact?
No. It is an estimate for one job, a full year, and a Form W-4 of 2020 or later with nothing in Steps 2, 3 and 4. Your paycheck can be different because of other pre-tax benefits, local taxes, a second job, and the choices on your W-4. The tax you owe is set when you file your tax return.