Iowa paycheck calculator, 2026

Type your pay. The page shows how much you keep after tax in Iowa. The tax is federal income tax, Social Security, Medicare and the Iowa tax. The numbers are for 2026.

State

Your pay before tax, in dollars

How often you get this pay

Filing status

How often you are paid

401(k) share of your pay, in percent (optional)

Traditional 401(k). The limit is $24,500.00 a year.

Take-home pay in a year, Iowa

$48,604.06

Each paycheck (every two weeks): $1,869.38
A month: $4,050.34

Where your pay goes
Item	A year	Each paycheck
Pay before tax	$60,000.00	$2,307.69
Federal income tax	$5,020.00	$193.08
Social Security	$3,720.00	$143.08
Medicare	$870.00	$33.46
401(k)	$0.00	$0.00
State tax (Iowa)	$1,785.94	$68.69
Total taken off	$11,395.94	$438.31
Take-home pay	$48,604.06	$1,869.38

Average tax rate	18.99%
Marginal tax rate	19.65%

Iowa state tax uses the 2026 IA W-4 with marital status Other for single, Head of Household, or married filing jointly with a spouse who has no earned income, and no allowance amount. Iowa has no city or county income tax on wages, so nothing is left out.

Each paycheck is the yearly amount divided by the number of paychecks, in cents. If your pay is over the Social Security limit of $184,500.00, your real paychecks have no Social Security tax late in the year. The average rate is your taxes divided by your pay. The marginal rate is the same taxes on your next dollar. This is an estimate for 2026.

How to use the calculator

Type your pay before tax. Choose if it is for a year, a month, twice a month, every two weeks, a week or an hour.
Choose your filing status and how often you are paid.
Type the share of your pay that goes to a 401(k), if you have one.
Read your take-home pay and what is taken off.

Iowa tax on your paycheck

Iowa taxes wages at a flat 3.80% in 2026. The withholding formula takes off a deduction before the rate: $13,000 a year (Other), $19,500 (head of household) or $26,000 (married filing jointly, spouse with no earned income), and then subtracts the allowance amount of the IA W-4, which the calculator leaves at zero.

The calculator uses the 2026 IA W-4 with marital status Other for single, Head of Household, or married filing jointly with a spouse who has no earned income, and no allowance amount.

Local taxes. Iowa has no city or county income tax on wages, so nothing is left out.

Sources: Iowa Department of Revenue, Iowa Individual Income Tax Withholding Formula, effective January 1, 2026 (released November 2025), Iowa Department of Revenue, Iowa Withholding Tables, effective January 1, 2026.

Questions

Does Iowa tax wages?

Yes. Iowa taxes wages at a flat 3.80% in 2026. The withholding formula takes off a deduction before the rate: $13,000 a year (Other), $19,500 (head of household) or $26,000 (married filing jointly, spouse with no earned income), and then subtracts the allowance amount of the IA W-4, which the calculator leaves at zero. The calculator uses the 2026 IA W-4 with marital status Other for single, Head of Household, or married filing jointly with a spouse who has no earned income, and no allowance amount.

How much is $60,000 a year after tax in Iowa?

For a single worker, $60,000 a year gives $48,604.06 after tax in 2026. Federal income tax is $5,020.00, Social Security is $3,720.00 and Medicare is $870.00. Iowa income tax is $1,785.94.

Does my 401(k) lower my Iowa income tax?

Yes. On $60,000, a 10% traditional 401(k) lowers the Iowa income tax from $1,785.94 to $1,557.92 a year.

Are local taxes in the Iowa calculator?

No. Iowa has no city or county income tax on wages, so nothing is left out.

Is the result exact?

No. It is an estimate for one job, a full year, and a Form W-4 of 2020 or later with nothing in Steps 2, 3 and 4. Your paycheck can be different because of other pre-tax benefits, local taxes, a second job, and the choices on your W-4. The tax you owe is set when you file your tax return.