Maryland paycheck calculator, 2026
Type your pay. The page shows how much you keep after tax in Maryland. The tax is federal income tax, Social Security, Medicare and the Maryland tax. The numbers are for 2026.
Traditional 401(k). The limit is $24,500.00 a year.
Take-home pay in a year, Maryland
$46,144.69
- Each paycheck (every two weeks)
- $1,774.79
- A month
- $3,845.39
| Item | A year | Each paycheck |
|---|---|---|
| Pay before tax | $60,000.00 | $2,307.69 |
| Federal income tax | $5,020.00 | $193.08 |
| Social Security | $3,720.00 | $143.08 |
| Medicare | $870.00 | $33.46 |
| 401(k) | $0.00 | $0.00 |
| State tax (Maryland) | $4,245.31 | $163.28 |
| Total taken off | $13,855.31 | $532.90 |
| Take-home pay | $46,144.69 | $1,774.79 |
| Average tax rate | 23.09% |
|---|---|
| Marginal tax rate | 27.6% |
Maryland state tax uses Form MW507 with 1 exemption (yourself), 2 for married filing jointly, and the county tax of a 3.20% county (Montgomery, Prince George's, Howard, Baltimore County or Baltimore City). The county tax is in the calculator at 3.20%. Counties with another rate (from 2.25% to 3.30%) would withhold a little less or more, and Maryland residents who work in Delaware have a table of their own, which is not in the calculator.
Each paycheck is the yearly amount divided by the number of paychecks, in cents. If your pay is over the Social Security limit of $184,500.00, your real paychecks have no Social Security tax late in the year. The average rate is your taxes divided by your pay. The marginal rate is the same taxes on your next dollar. This is an estimate for 2026.
How to use the calculator
- Type your pay before tax. Choose if it is for a year, a month, twice a month, every two weeks, a week or an hour.
- Choose your filing status and how often you are paid.
- Type the share of your pay that goes to a 401(k), if you have one.
- Read your take-home pay and what is taken off.
Maryland tax on your paycheck
Maryland withholds the state tax and the county tax together. The state rates run from 4.75% to 6.50% (the withholding ignores the lower rates), and the county adds its own rate on top: 3.20% in the calculator, so 7.95% to 9.70% in all. The employer takes off a standard deduction of $3,400 and $3,200 for each exemption first. Married filing jointly and head of household use one table, single the other.
The calculator uses Form MW507 with 1 exemption (yourself), 2 for married filing jointly, and the county tax of a 3.20% county (Montgomery, Prince George's, Howard, Baltimore County or Baltimore City).
Local taxes. The county tax is in the calculator at 3.20%. Counties with another rate (from 2.25% to 3.30%) would withhold a little less or more, and Maryland residents who work in Delaware have a table of their own, which is not in the calculator.
Sources: Maryland Employer Withholding Guide (January 2026), Comptroller of Maryland, Withholding Tax Facts (January 2026).
Questions
Does Maryland tax wages?
Yes. Maryland withholds the state tax and the county tax together. The state rates run from 4.75% to 6.50% (the withholding ignores the lower rates), and the county adds its own rate on top: 3.20% in the calculator, so 7.95% to 9.70% in all. The employer takes off a standard deduction of $3,400 and $3,200 for each exemption first. Married filing jointly and head of household use one table, single the other. The calculator uses Form MW507 with 1 exemption (yourself), 2 for married filing jointly, and the county tax of a 3.20% county (Montgomery, Prince George's, Howard, Baltimore County or Baltimore City).
How much is $60,000 a year after tax in Maryland?
For a single worker, $60,000 a year gives $46,144.69 after tax in 2026. Federal income tax is $5,020.00, Social Security is $3,720.00 and Medicare is $870.00. Maryland income tax is $4,245.31.
Does my 401(k) lower my Maryland income tax?
Yes. On $60,000, a 10% traditional 401(k) lowers the Maryland income tax from $4,245.31 to $3,768.31 a year.
Are local taxes in the Maryland calculator?
No. The county tax is in the calculator at 3.20%. Counties with another rate (from 2.25% to 3.30%) would withhold a little less or more, and Maryland residents who work in Delaware have a table of their own, which is not in the calculator.
Is the result exact?
No. It is an estimate for one job, a full year, and a Form W-4 of 2020 or later with nothing in Steps 2, 3 and 4. Your paycheck can be different because of other pre-tax benefits, local taxes, a second job, and the choices on your W-4. The tax you owe is set when you file your tax return.