Minnesota paycheck calculator, 2026
Type your pay. The page shows how much you keep after tax in Minnesota. The tax is federal income tax, Social Security, Medicare and the Minnesota tax. The numbers are for 2026.
Traditional 401(k). The limit is $24,500.00 a year.
Take-home pay in a year, Minnesota
$47,569.39
- Each paycheck (every two weeks)
- $1,829.59
- A month
- $3,964.12
| Item | A year | Each paycheck |
|---|---|---|
| Pay before tax | $60,000.00 | $2,307.69 |
| Federal income tax | $5,020.00 | $193.08 |
| Social Security | $3,720.00 | $143.08 |
| Medicare | $870.00 | $33.46 |
| 401(k) | $0.00 | $0.00 |
| State tax (Minnesota) | $2,556.61 | $98.33 |
| Minnesota Paid Leave | $264.00 | $10.15 |
| Total taken off | $12,430.61 | $478.10 |
| Take-home pay | $47,569.39 | $1,829.59 |
| Average tax rate | 20.72% |
|---|---|
| Marginal tax rate | 26.89% |
Minnesota state tax uses Form W-4MN, Section 1, with 2 allowances for single, 3 for married (your spouse does not work) or head of household, and no dependents. Minnesota has no local income tax on wages, so nothing is left out.
Each paycheck is the yearly amount divided by the number of paychecks, in cents. If your pay is over the Social Security limit of $184,500.00, your real paychecks have no Social Security tax late in the year. The average rate is your taxes divided by your pay. The marginal rate is the same taxes on your next dollar. This is an estimate for 2026.
How to use the calculator
- Type your pay before tax. Choose if it is for a year, a month, twice a month, every two weeks, a week or an hour.
- Choose your filing status and how often you are paid.
- Type the share of your pay that goes to a 401(k), if you have one.
- Read your take-home pay and what is taken off.
Minnesota tax on your paycheck
Minnesota taxes wages at 5.35%, 6.80%, 7.85% and 9.85%, by bracket, after $5,300 for each allowance on Form W-4MN. The allowances include your standard deduction. Head of household uses the single chart and gets one more allowance.
The calculator uses Form W-4MN, Section 1, with 2 allowances for single, 3 for married (your spouse does not work) or head of household, and no dependents.
Minnesota Paid Leave started on 1 January 2026. The premium is 0.88% of your pay up to the Social Security wage base ($184,500). The employer pays at least half, and the calculator takes the half that the employee pays, 0.44%.
Local taxes. Minnesota has no local income tax on wages, so nothing is left out.
Sources: Minnesota Department of Revenue, Withholding Tax Instructions and Tax Tables (2026), Minnesota Department of Revenue, Form W-4MN (2026), Minnesota Paid Leave, premium rate and contributions (2026), Minnesota Statutes, section 268B.14 (premiums).
Questions
Does Minnesota tax wages?
Yes. Minnesota taxes wages at 5.35%, 6.80%, 7.85% and 9.85%, by bracket, after $5,300 for each allowance on Form W-4MN. The allowances include your standard deduction. Head of household uses the single chart and gets one more allowance. The calculator uses Form W-4MN, Section 1, with 2 allowances for single, 3 for married (your spouse does not work) or head of household, and no dependents.
How much is $60,000 a year after tax in Minnesota?
For a single worker, $60,000 a year gives $47,569.39 after tax in 2026. Federal income tax is $5,020.00, Social Security is $3,720.00 and Medicare is $870.00. Minnesota income tax is $2,556.61, and Minnesota Paid Leave is $264.00.
What payroll taxes does Minnesota take from my pay?
Minnesota Paid Leave started on 1 January 2026. The premium is 0.88% of your pay up to the Social Security wage base ($184,500). The employer pays at least half, and the calculator takes the half that the employee pays, 0.44%. On $60,000 a year, Minnesota Paid Leave is $264.00.
Does my 401(k) lower my Minnesota income tax?
Yes. On $60,000, a 10% traditional 401(k) lowers the Minnesota income tax from $2,556.61 to $2,148.61 a year.
Are local taxes in the Minnesota calculator?
No. Minnesota has no local income tax on wages, so nothing is left out.