Rhode Island paycheck calculator, 2026

Type your pay. The page shows how much you keep after tax in Rhode Island. The tax is federal income tax, Social Security, Medicare and the Rhode Island tax. The numbers are for 2026.

State

Your pay before tax, in dollars

How often you get this pay

Filing status

How often you are paid

401(k) share of your pay, in percent (optional)

Traditional 401(k). The limit is $24,500.00 a year.

Take-home pay in a year, Rhode Island

$47,517.50

Each paycheck (every two weeks): $1,827.59
A month: $3,959.79

Where your pay goes
Item	A year	Each paycheck
Pay before tax	$60,000.00	$2,307.69
Federal income tax	$5,020.00	$193.08
Social Security	$3,720.00	$143.08
Medicare	$870.00	$33.46
401(k)	$0.00	$0.00
State tax (Rhode Island)	$2,212.50	$85.10
Rhode Island TDI/TCI	$660.00	$25.38
Total taken off	$12,482.50	$480.10
Take-home pay	$47,517.50	$1,827.59

Average tax rate	20.8%
Marginal tax rate	24.5%

Rhode Island state tax uses Form RI W-4 with 1 exemption for single and head of household and 2 for married (Rhode Island has one table for every filing status). Rhode Island has no local income tax on wages, so nothing is left out.

Each paycheck is the yearly amount divided by the number of paychecks, in cents. If your pay is over the Social Security limit of $184,500.00, your real paychecks have no Social Security tax late in the year. The average rate is your taxes divided by your pay. The marginal rate is the same taxes on your next dollar. This is an estimate for 2026.

How to use the calculator

Type your pay before tax. Choose if it is for a year, a month, twice a month, every two weeks, a week or an hour.
Choose your filing status and how often you are paid.
Type the share of your pay that goes to a 401(k), if you have one.
Read your take-home pay and what is taken off.

Rhode Island tax on your paycheck

Rhode Island taxes wages at 3.75%, 4.75% and 5.99% in 2026, with one table for every filing status. The employer takes off the exemption amount of the pay period for each exemption on Form RI W-4 (nothing once pay is over $290,800 a year) and applies the table of the pay period.

The calculator uses Form RI W-4 with 1 exemption for single and head of household and 2 for married (Rhode Island has one table for every filing status).

Temporary Disability and Caregiver Insurance (TDI/TCI) is paid by employees only: 1.1% of the first $100,000 of pay in 2026, up to $1,100 a year.

Local taxes. Rhode Island has no local income tax on wages, so nothing is left out.

Sources: Rhode Island Division of Taxation, 2026 Withholding Tax Booklet (updated 11/04/2025), Rhode Island Department of Labor and Training, 2026 UI and TDI Quick Reference (1 July 2026).

Questions

Does Rhode Island tax wages?

Yes. Rhode Island taxes wages at 3.75%, 4.75% and 5.99% in 2026, with one table for every filing status. The employer takes off the exemption amount of the pay period for each exemption on Form RI W-4 (nothing once pay is over $290,800 a year) and applies the table of the pay period. The calculator uses Form RI W-4 with 1 exemption for single and head of household and 2 for married (Rhode Island has one table for every filing status).

How much is $60,000 a year after tax in Rhode Island?

For a single worker, $60,000 a year gives $47,517.50 after tax in 2026. Federal income tax is $5,020.00, Social Security is $3,720.00 and Medicare is $870.00. Rhode Island income tax is $2,212.50, and Rhode Island TDI/TCI is $660.00.

What payroll taxes does Rhode Island take from my pay?

Temporary Disability and Caregiver Insurance (TDI/TCI) is paid by employees only: 1.1% of the first $100,000 of pay in 2026, up to $1,100 a year. On $60,000 a year, Rhode Island TDI/TCI is $660.00.

Does my 401(k) lower my Rhode Island income tax?

Yes. On $60,000, a 10% traditional 401(k) lowers the Rhode Island income tax from $2,212.50 to $1,987.50 a year.

Are local taxes in the Rhode Island calculator?

No. Rhode Island has no local income tax on wages, so nothing is left out.