US paycheck calculator

Utah paycheck calculator, 2026

Type your pay. The page shows how much you keep after tax in Utah. The tax is federal income tax, Social Security, Medicare and the Utah tax. The numbers are for 2026.

Traditional 401(k). The limit is $24,500.00 a year.

Take-home pay in a year, Utah

$47,712.00

Each paycheck (every two weeks)
$1,835.07
A month
$3,976.00
Where your pay goes
ItemA yearEach paycheck
Pay before tax$60,000.00$2,307.69
Federal income tax$5,020.00$193.08
Social Security$3,720.00$143.08
Medicare$870.00$33.46
401(k)$0.00$0.00
State tax (Utah)$2,678.00$103.00
Total taken off$12,288.00$472.62
Take-home pay$47,712.00$1,835.07
Average tax rate20.48%
Marginal tax rate19.65%

Utah state tax uses the federal Form W-4 filing status (Utah has no form of its own), single or married filing jointly, with head of household on the single schedule. Utah has no local income tax on wages, so nothing is left out.

Each paycheck is the yearly amount divided by the number of paychecks, in cents. If your pay is over the Social Security limit of $184,500.00, your real paychecks have no Social Security tax late in the year. The average rate is your taxes divided by your pay. The marginal rate is the same taxes on your next dollar. This is an estimate for 2026.

How to use the calculator

  1. Type your pay before tax. Choose if it is for a year, a month, twice a month, every two weeks, a week or an hour.
  2. Choose your filing status and how often you are paid.
  3. Type the share of your pay that goes to a 401(k), if you have one.
  4. Read your take-home pay and what is taken off.

Utah tax on your paycheck

Utah taxes wages at a flat 4.45% in 2026. The withholding schedule takes 4.45% of each paycheck and then subtracts a small base allowance that shrinks by 1.3% of the pay over a threshold, so it fades out as pay grows. Each step is rounded to the dollar, and so is every paycheck. The schedule is the one effective from 1 June 2026 (the rate was 4.5% before), and the calculator uses it for the whole year.

The calculator uses the federal Form W-4 filing status (Utah has no form of its own), single or married filing jointly, with head of household on the single schedule.

Local taxes. Utah has no local income tax on wages, so nothing is left out.

Sources: Utah State Tax Commission, Publication 14 (Rev. 4/26), Withholding Tax Guide: Utah Withholding Information and Tax Tables, effective June 1, 2026.

Questions

Does Utah tax wages?

Yes. Utah taxes wages at a flat 4.45% in 2026. The withholding schedule takes 4.45% of each paycheck and then subtracts a small base allowance that shrinks by 1.3% of the pay over a threshold, so it fades out as pay grows. Each step is rounded to the dollar, and so is every paycheck. The schedule is the one effective from 1 June 2026 (the rate was 4.5% before), and the calculator uses it for the whole year. The calculator uses the federal Form W-4 filing status (Utah has no form of its own), single or married filing jointly, with head of household on the single schedule.

How much is $60,000 a year after tax in Utah?

For a single worker, $60,000 a year gives $47,712.00 after tax in 2026. Federal income tax is $5,020.00, Social Security is $3,720.00 and Medicare is $870.00. Utah income tax is $2,678.00.

Does my 401(k) lower my Utah income tax?

Yes. On $60,000, a 10% traditional 401(k) lowers the Utah income tax from $2,678.00 to $2,392.00 a year.

Are local taxes in the Utah calculator?

No. Utah has no local income tax on wages, so nothing is left out.

Is the result exact?

No. It is an estimate for one job, a full year, and a Form W-4 of 2020 or later with nothing in Steps 2, 3 and 4. Your paycheck can be different because of other pre-tax benefits, local taxes, a second job, and the choices on your W-4. The tax you owe is set when you file your tax return.

Take-home pay in Utah

States with a tax on wages

States with no tax on wages